Need an appraisal in Alameda County, Contra Costa County, San Mateo County, or Santa Clara County?

See the top 7 reasons California homeowners need Anne M. Dickinson Appraisals:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. Challenge your County's assessment of your property
  3. Remove PMI to lower your mortgage payments
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a divorce in the state of California, where real estate needs to be divided
  7. Settle an estate in California by determining the true market value of a property
Own a house in or near San Lorenzo, California and need help deciding the value of it? Contact Anne M. Dickinson Appraisals.

We at Anne M. Dickinson Appraisals understand the particular needs of a homeowner seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale by Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Anne M. Dickinson Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value judgement than yours.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if you live in an area that is going down or is not appreciating as much as other homes close by. This means you are paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Anne M. Dickinson Appraisals is your chief weapon.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. Anne M. Dickinson Appraisals is experienced in helping customers just like you abolish unneeded and unwanted PMI insurance.

Recently got a freeze to your HELOC?

Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can be inopportune from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Anne M. Dickinson Appraisals can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just received a copy of your appraisal and you'd like to have a veteran appraiser double-check it for preciseness or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Anne M. Dickinson Appraisals can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your house.